Before you start a refurbishment project, you want to ensure that you not only have enough money to complete the job, but you can also do it right. Refurbishments are much smaller projects than full property developments, therefore require a unique type of financing which can be rare to find.
Specialist refurbishment finance can allow you to fund your project providing up to 100% of the refurbishment costs and acquisition of the property. Each project is unique so we will make sure to tailor your application as specifically as possible so you can find the package that best suits your individual needs.
For lenders, there are two kinds of property refurbishment: Light Refurbishment and Heavy Refurbishment. Projects which require no planning permission or building regulations and where there will be no real change to the use of the property, is considered a Light Refurbishment. Examples may include installing a new bathroom, kitchen or redecorating a property. Any projects where structural changes will be made to the property and planning permission is required would be classed as a Heavy Refurbishment.
Top up funding to fill the gap
Solutions to purchase or refinance land
For complete or near complete developments
Your Commercial Finance is a trading style of Your Mortgage Broker Cardiff Ltd which is directly authorised and regulated by the Financial Conduct Authority (FCA).
Our FCA registration number is 765678. You can find us on the FCA register at https://register.fca.org.uk/.
The FCA does not regulate some forms of buy-to-let, overseas and commercial finance and taxation advice.